Personal Umbrella Insurance Protecting Your Home & Assests

Protect your assets with personal umbrella insurance coverage. You've insured your car and your home. If the unexpected should occur, make sure you are protected. A personal umbrella insurance policy offers an extra layer of liability protection for your assets if there's a serious auto accident or accident on your property.

Umbrella Insurance Beyond Home and Auto Coverage

Having the right auto and home protection is just the first step to protecting your assets, however these policies have their limitations and only cover you up to a certain amount. For coverage beyond those limitations you need a personal umbrella policy.

Securing your Personal Umbrella Insurance is not as difficult as you think. At Matt McDermott and Associates Inc. in Newark and Zanesville, our certified agents, are ready to assist you with your personal insurance needs and concerns.

  • Your auto insurance provides $300,000 of liability coverage
  • You’re found at fault for a serious accident while driving your car and you’re sued for $1 million resulting in a judgement against you
  • You auto insurance would pay the first $300,000, but you would need to come up with the remaining $700,000 If you had a $1 million personal umbrella policy, it would cover the remaining $700,000 in this example.